Andrew Skilton
Executive Private Adviser - Westpac New Zealand Limited
Vadium (noun) /ˈveɪdiəm/ – a mortgage or pledge
About
A Trusted Private Banking Adviser with Over 30 Years of Experience.I’m one of New Zealand’s longest-serving private banking advisers, having been with Westpac since 1995 and working exclusively within Westpac Private Bank since 2003.Across three decades, I’ve had the privilege of working with some of New Zealand’s top professionals, executives, and business owners - helping them buy homes, grow wealth, and structure their finances for the future.
My Philosophy
Being a client in Private Banking is about more than finances - it’s a true partnership. I focus on:Discretion & Trust - Your affairs remain completely confidential.Clear Communication - Setting expectations and delivering on promises.Tailored Solutions - Strategies designed around your goals, income, and risk profile.Long-Term Support - Guiding you through every career milestone, property purchase, and life change.
Work
Tailored Private Banking & Lending SolutionsWith over 30 years in banking, I bring deep expertise in:Private Banking & Relationship Management – Connecting clients with premium lending solutions, direct access to decision-makers, and comprehensive banking services.Complex Lending & Portfolio Structuring – Designing multi-million-dollar facilities for clients with variable or complex income.Risk & Financial Management – Ensuring lending structures support long-term financial health.Deposit & Cash Management Solutions – Helping clients optimise deposits and liquidity to suit both personal and business needs.Wealth & Investment Collaboration – Working closely with our wealth specialists to provide sophisticated investment and portfolio solutions tailored to your goals.
Who I Work With
My clients are predominantly located in the lower North Island of NZ, earning $350k+ per year, and include:Surgeons, Specialists, and Medical ProfessionalsSenior Partners in Law and Accounting FirmsCorporate Executives and DirectorsEntrepreneurs and Business OwnersHigh-Net-Worth Families
How I Deliver Value
Strategic Lending Solutions – Multi-property and investment lending designed for flexibility and growth.Private Bank Access – Competitive rates, bespoke structures, with one of New Zealand’s top lenders.Ongoing Support – Continuous review and adjustment of facilities as your career and wealth evolve.
Why Work With Me?
Direct Access to Decision Makers – Connect straight to the people who make the calls, for faster approvals and more flexible solutions.Efficient Turnarounds – Streamlined processes mean less waiting, quicker responses, and a smoother mortgage journey.Tailored Guidance – Personalised solutions built around your circumstances, ensuring clarity and confidence every step of the way.Transparent Process – Everything handled in-house with no surprises, giving you peace of mind from application to settlement.